Melissa Cook

Investing your money is one of the best ways to create long-term financial stability and wealth. There are a variety of different investments available, but some may be better suited than others depending on your goals and risk tolerance.  Some of the most popular types of investments include: stocks, bonds, mutual funds, ETFs (exchange traded […]

A credit report is supposed to be an accurate, comprehensive summary of your financial history. Unfortunately, we live in a digital society which makes us potential victims of fraud and identity theft. Your important personal information is out there, just waiting to get into the wrong hands.  With consumers lodging over 1.4 million identity theft […]

Are you feeling overwhelmed by your small business debt? Don’t worry, you are not alone. Many small business owners find themselves in this situation. The good news is that there are strategies that you can use to help manage your debt and get your business back on track. In this blog post, we will discuss […]

Lenders use credit scores to determine how likely a borrower is to pay back their debt. However, your credit score is not the only factor that determines loan approval or interest rates. Depending on the type of loan, creditors will typically take your income and assets into account.   Credit scores are represented by a numerical […]

Improving your credit score takes time and effort, but the payoff can be significant. Here are six steps you can take today to improve your credit score and repair your ability to borrow from banks, other lenders, and credit card companies.

If you're struggling with credit card debt, you may be considering a credit card balance transfer. This can be a great way to get out of debt, but it's not right for everyone. In this blog post, we'll discuss the pros and cons of balance transfers so you can decide if it's the right option for you.