Aaron oversees executive, administrative and management functions for the firm. Aaron has a Bachelors in Business Administration from Pepperdine University. He is responsible for helping customers at every stage of the debt settlement process and focused on building loyalty to ensure long-term client retention by addressing customer issues. Aaron plays a pivotal role in the upliftment of the Americor team to ensure the best possible customer experience for clients.
How Long Does Negative Information Stay On Your Credit Report?
Posted on Jun 12, 2024 by Aaron Sarentino
Negative information on your credit report can last for years, but fortunately, there are statutes of limitations for such occurrences. When it comes to negative information related to individual accounts, a credit report’s memory may last anywhere from two to 10 years. Understanding how long negative information stays on your...
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Do You Have To Pay Taxes On A Personal Loan?
Posted on May 13, 2024 by Aaron Sarentino
Personal loans generally aren’t taxable, but there is one instance where they could be you should know about. As you consider taking out a personal loan, understanding the potential tax implications is essential for managing your finances effectively. While personal loans typically aren’t taxable income, there are exceptions and considerations...
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What Are Personal Loan Origination Fees? (Everything You Need To Know)
Posted on Apr 09, 2024 by Aaron Sarentino
Origination fees play an important role in financing the lending process and can be a factor in what borrowers use to compare personal loans. When you’re in need of financial assistance, whether it’s for consolidating debt, covering unexpected expenses, or pursuing a dream project, securing a personal loan can be...
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Home Equity Loan vs. Personal Loan: Which Is Better?
Posted on Mar 12, 2024 by Aaron Sarentino
Whether it’s for a significant purchase, debt consolidation, or an unforeseen expense, researching your loan options can save you a lot of money. Among the variety of loan choices available for individuals looking to borrow a significant amount of money, two options stand out: the home equity loan, catering to...
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Personal Loan vs. Credit Cards: Choosing The Right Financial Tool For Your Needs
Posted on Feb 21, 2024 by Aaron Sarentino
In today’s world, managing your finances often involves navigating through various borrowing options. Whether it’s covering an unexpected expense or consolidating debt, understanding the differences between personal loans and credit cards is essential for making informed financial decisions. Below, we’ll explore the nuances of personal loans versus credit cards, highlighting...
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Are Online Personal Loans Safe? (How To Confirm A Lender’s Credibility)
Posted on Jan 30, 2024 by Aaron Sarentino
Applying for a personal loan online is a safe option when you follow the right precautions. When it comes to managing your finances and handling unexpected expenses, personal loans can be a real lifesaver. But the big question is, should you get a personal loan online in the first place? ...
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Credit Score For A Personal Loan: What You Need And Why
Posted on Jan 10, 2024 by Aaron Sarentino
Your credit score determines whether you’re eligible for the loan and influences your interest rate and the total interest you’ll pay over the life of the loan. Personal loans have become versatile tools for managing various expenses, from debt consolidation to funding home improvements or significant purchases. However, when it...
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What Is A Signature Loan And Are You Eligible For One?
Posted on Dec 13, 2023 by Aaron Sarentino
A signature loan is an unsecured personal loan that requires only the borrower’s signature as a promise to repay. Rather than being backed by collateral, such as a car or home, the loan is based solely on the borrower’s creditworthiness and ability to repay. These types of loans are popular...
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What Is A Payday Loan And Is One Right For You?
Posted on Nov 14, 2023 by Aaron Sarentino
A payday loan, also known as a cash advance or short-term loan, is a small amount of money borrowed at a high-interest rate to be repaid by the borrower’s next paycheck. These loans are typically for smaller amounts, ranging from $100 to $1,000 and have shorter repayment terms compared to...
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