How To Avoid Credit Card Interest… Or At Least Reduce It
Posted on Feb 10, 2023 by Aaron Sarentino
If you’re one of the millions of Americans struggling with credit card debt, you know how hard it can be to get ahead. Not only do you have to worry about making your monthly payments, but you also have to pay interest. This can add up quickly and make it...
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How To Calculate Your Debt To Income Ratio
Posted on Feb 10, 2023 by Aaron Sarentino
Your debt-to-income ratio is one of the most important numbers regarding your personal finance. This number tells you how much debt you have compared to your income. It is also a crucial factor in determining whether or not you will be able to qualify for a loan. Below, we will...
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Opportunity Cost Of Debt Resolution vs Making Minimum Payments
Posted on Feb 03, 2023 by Aaron Sarentino
In this article, we'll discuss the distinctions between debt resolution and minimum payments and help you determine which is best for you. We'll also learn how debt relief can provide some much-needed help in getting out of debt.
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How To Set Up Your Budget (An Easy-To-Follow-Process)
Posted on Jan 17, 2023 by Aaron Sarentino
Setting up a budget can be a daunting task, but it can be simplified when you follow the right process. It is important to take the time to create an effective budget plan that will help you make smarter financial decisions. Here are some tips on how to get started…...
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4 Ways To Build Credit Fast
Posted on Jan 05, 2023 by Aaron Sarentino
Building credit is necessary to establish yourself as a responsible, independent adult. Maintaining good credit can affect your ability to get approved for future loans or mortgages, and it can help you save money on interest rates and loan fees. Unfortunately, building credit can be challenging, especially if you’re trying...
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Check Your Credit Before Buying A Home
Posted on Nov 29, 2018 by Aaron Sarentino
Imagine that a friend asks to borrow money from you. Assuming you had the money to loan, you might then ask yourself, “Did he pay me back the last time he borrowed money? Did he pay me back the full amount? On time?” When you approach banks and lenders for...
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Life After Loan Denial
Posted on Nov 29, 2018 by Aaron Sarentino
You went through the process — you filled out all the paperwork and were ready to land that financing, whether it was an auto loan, personal loan or something else. And then you got the results — your loan request was denied. But don’t feel bad… loan denial happens. So,...
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What Is A Good Credit Score?
Posted on Nov 29, 2018 by Aaron Sarentino
A good credit score is one of the important determining factors when it comes to borrowing money – and getting a low interest rate when you do. But trying to pin down a specific number that means your credit score is “good” can be tricky. When it comes to figuring...
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The Real Reasons Retailers Push Branded Credit Cards
Posted on Nov 29, 2018 by Aaron Sarentino
When shoppers hit the counter of their favorite retailer this holiday season, they may be asked to sign up for the store’s branded credit card in exchange for a discount on their purchase. The cards are often a better deal for the stores than they are for consumers. There are...
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