Did the CARD Act Really Protect College Student Credit Scores?
Posted on Oct 18, 2018 by Aaron Sarentino
Before the Credit Card Accountability, Responsibility, and Disclosure or CARD Act went into effect in 2009, it was a much more common sight to see credit card companies setting up kiosks welcoming students to campus, offering swag in exchange for filling out an application for a college-affinity card. Credit cards...
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What Is Black Market Value Of Stolen Credit Card Info?
Posted on Oct 18, 2018 by Aaron Sarentino
Major security breaches have become too common of a story, with retailers and websites hacked with alarming frequency. It has become so common that it can often take a fairly egregious breach – think SONY in 2014, or Target in 2013 – for something to become a high-profile news story....
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Paying For A “Delete” (Is It A Good Idea?)
Posted on Aug 23, 2018 by Aaron Sarentino
What in life is really essential to our survival? It’s a pretty short list, headlined by food, shelter and clothing, but many people nowadays would also include a mobile phone among their list of indispensable “must-have” items. But did you know that a mobile phone payment could also affect someone’s...
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Personal Finance Tips For High School Students And Young Adults
Posted on Feb 24, 2018 by Aaron Sarentino
Setting a budget, savings, controlling spending and monitoring bank statements can seem like a real drag to teenagers in high school and college. Learning good financial practices at a young age will set millennials up for a debt free future. Maxing out credit cards, taking out student loans can cause...
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Managing Debt
Posted on Feb 24, 2018 by Aaron Sarentino
Managing your debt is something most of us do not even want to think about. It takes time, hard work, knowledge and dedication to get out of debt. However acting as if it doesn’t exist isn’t going to make it disappear. If you haven’t taken a look at your credit...
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Credit Scores
Posted on Feb 24, 2018 by Aaron Sarentino
Credit scores significantly impact your financial and personal lives. When your finances and credit scores are in good working order, you can rest easier knowing that your financial future is more secure. Credit scores range from approximately 300-850. Here’s what they mean when it comes to the interest rates you’ll...
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