Melissa has a degree in English and marketing from University of California Irvine. She is a creative and accomplished content writer and editor with comprehensive experience developing rich, compelling content for a variety of websites. With her expertise in writing a broad range of content, combined with outstanding interpersonal skills and commitment to exploring innovative ideas, Melissa has done an excellent job developing content for blogs, articles, social media, and the company website. When she is not writing, Melissa spends most of her time cooking, traveling the world, and catching her favorite Broadway shows.
The 6 Best Free Budgeting Apps To Help You Save Money
Posted on Jan 30, 2023 by Melissa Cook
Budgeting apps are perfect if you want to get your finances into better shape. No matter what your financial goals are, budgeting apps can help you reach them. If you’re looking to save money, budget better, and get out of debt, these six budgeting apps are a great place to...
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What Is Debt Consolidation… And Should I Consolidate?
Posted on Jan 30, 2023 by Melissa Cook
When you are in debt, it can feel like you are drowning. The bills keep coming, and it seems like there is no way out. If this sounds familiar, you may be considering debt consolidation. But what is debt consolidation? Is it the right choice for you? Below, we will...
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What Is Student Loan Forgiveness? (What You Need To Know)
Posted on Jan 30, 2023 by Melissa Cook
Are you struggling to make your student loan payments? Are you feeling overwhelmed and stressed out? If so, you might be eligible for student loan forgiveness. Below, we’ll cover how to find out if you are eligible and the steps you need to take to apply for forgiveness. Don’t let...
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How To Get A Loan If You Have Bad Credit
Posted on Jan 05, 2023 by Melissa Cook
A debt consolidation loan is a type of loan that can help you consolidate multiple lines of debt into one manageable loan. Debt consolidation loans can be an effective way to reduce the number of monthly payments you make and may save you money in the long run. However, getting...
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Is Personal Loan Interest Tax Deductible? (Here’s What To Know)
Posted on Jan 05, 2023 by Melissa Cook
Personal loans are a popular choice for people who need cash unexpectedly. But if you’re considering taking out a personal loan for yourself, it’s worth understanding the tax implications before committing to any big financial decisions. Are Personal Loans Tax Deductible? No. Typically, personal loans are not considered tax-deductible. This...
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What Is A Personal Loan? Understanding Rates, Credit, And More…
Posted on Jan 05, 2023 by Melissa Cook
A personal loan is a type of loan that can be used for any purpose. Personal loans have a fixed rate and allow you to borrow up to a maximum of $100,000. Personal loans can be a great way to finance a variety of big-ticket expenses ranging from home improvements...
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The Best Way to Pay Off Credit Card Debt
Posted on Jan 05, 2023 by Melissa Cook
Credit card debt has been a problem in America for a long time. The concept of card debt dates back to the early 20th century when charge cards were first introduced. These charge cards allowed consumers to borrow money from specific lending institutions and use that money to pay for...
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Subsidized vs. Unsubsidized Loans: What’s the Difference?
Posted on Jan 05, 2023 by Melissa Cook
If you’re considering taking out a loan for college or graduate school, read this first. Getting a loan can have a long-term impact on your financial journey and can sometimes result in debt. There are two types of student loans available: subsidized and unsubsidized. One loan is not necessarily better...
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So, You’re Getting Married! Will You Need A Wedding Loan?
Posted on Nov 29, 2018 by Melissa Cook
Congratulations, you’re engaged! Of course, unless you’re planning to elope, you’re going to need a lot more than luck to get through your wedding day. How you decide to pay for your wedding will be one of the first important decisions you make as a couple — and there’s a chance...
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