Loan Resources
Since 2018, Credit9 has provided over $185 million in personal loans to over 14,000 of our customers, and we’re confident we can help you too. With a Credit9 Loan, you can eliminate credit card debt and enjoy a single, fixed, and affordable monthly payment.
In the sections below, you’ll discover many helpful articles about how to use a debt consolidation loan to pay off your credit cards, manage debt, and improve your credit score along with other financial topics that may be of interest to you.
Does Paying Off A Loan Early Hurt Your Credit Score? (What You Need To Know)
Posted on Jan 22, 2024 by Melissa Cook
While paying off a personal loan early can be a significant achievement that benefits many, it’s not always the right choice for every borrower. Imagine you have just 6-12 monthly payments left on a personal loan you took out a few years ago. You’ve managed to save up some extra...
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6 Tips To Help You Improve Your Credit Rating Fast
Posted on Feb 17, 2023 by Aaron Sarentino
Are you looking to improve your credit score? If so, you’re not alone! A good credit rating is important for a variety of reasons, including getting approved for a loan or mortgage and receiving a low-interest rate. Below, we will discuss 6 tips that can help you improve your credit...
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What Is A Good Credit Score?
Posted on Feb 17, 2023 by Melissa Cook
Lenders use credit scores to determine how likely a borrower is to pay back their debt. Many people do not realize our credit score is not the only factor that determines loan approval or interest rates. Depending on the type of loan, creditors will typically take your income and assets...
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6 Ways To Improve Your Credit Score And How Long It Takes
Posted on Feb 14, 2023 by Melissa Cook
Improving your credit score takes time and effort, but the payoff can be significant. Here are six steps you can take today to improve your credit score and repair your ability to borrow from banks, other lenders, and credit card companies.
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FICO Score vs. Credit Score What Is the Difference?
Posted on Feb 10, 2023 by Aaron Sarentino
There are many different types of credit scores, but the two most common are the FICO® score and the credit score. Both scores are essential, but they measure different things and serve different purposes. This blog post will discuss the differences between these two types of financial scores and help...
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4 Ways To Build Credit Fast
Posted on Jan 05, 2023 by Aaron Sarentino
Building credit is necessary to establish yourself as a responsible, independent adult. Maintaining good credit can affect your ability to get approved for future loans or mortgages, and it can help you save money on interest rates and loan fees. Unfortunately, building credit can be challenging, especially if you’re trying...
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Check Your Credit Before Buying A Home
Posted on Nov 29, 2018 by Aaron Sarentino
Imagine that a friend asks to borrow money from you. Assuming you had the money to loan, you might then ask yourself, “Did he pay me back the last time he borrowed money? Did he pay me back the full amount? On time?” When you approach banks and lenders for...
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What Is A Good Credit Score?
Posted on Nov 29, 2018 by Aaron Sarentino
A good credit score is one of the important determining factors when it comes to borrowing money – and getting a low interest rate when you do. But trying to pin down a specific number that means your credit score is “good” can be tricky. When it comes to figuring...
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The Best Ways To Loan Money To Friends And Family
Posted on Nov 29, 2018 by Melissa Cook
Most of us are fairly generous people, and we want to help a family member or friend when we can. But the fact is, a person who can’t get a personal loan from a traditional source often has damaged credit or no credit, both of which make such a borrower a...
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