Loan Resources
Since 2018, Credit9 has provided over $185 million in personal loans to over 14,000 of our customers, and we’re confident we can help you too. With a Credit9 Loan, you can eliminate credit card debt and enjoy a single, fixed, and affordable monthly payment.
In the sections below, you’ll discover many helpful articles about how to use a debt consolidation loan to pay off your credit cards, manage debt, and improve your credit score along with other financial topics that may be of interest to you.
Are Online Personal Loans Safe? (How To Confirm A Lender’s Credibility)
Posted on Jan 30, 2024 by Aaron Sarentino
Applying for a personal loan online is a safe option when you follow the right precautions. When it comes to managing your finances and handling unexpected expenses, personal loans can be a real lifesaver. But the big question is, should you get a personal loan online in the first place? ...
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Does Paying Off A Loan Early Hurt Your Credit Score? (What You Need To Know)
Posted on Jan 22, 2024 by Melissa Cook
While paying off a personal loan early can be a significant achievement that benefits many, it’s not always the right choice for every borrower. Imagine you have just 6-12 monthly payments left on a personal loan you took out a few years ago. You’ve managed to save up some extra...
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How To Get Approved For A Personal Loan To Consolidate Debt
Posted on Jan 16, 2024 by Minh Tong
To obtain approval for a personal loan, certain criteria must be met, and you may be just a step away from meeting these requirements. If you’re considering a personal loan to consolidate credit card debt, undertake a home improvement project, or fund another significant expense, you’ve probably wondered about your...
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Credit Score For A Personal Loan: What You Need And Why
Posted on Jan 10, 2024 by Aaron Sarentino
Your credit score determines whether you’re eligible for the loan and influences your interest rate and the total interest you’ll pay over the life of the loan. Personal loans have become versatile tools for managing various expenses, from debt consolidation to funding home improvements or significant purchases. However, when it...
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Requirements for a Personal Loan (What You Need To Know Before Applying)
Posted on Jan 05, 2024 by Melissa Cook
In today’s financial landscape, personal loans have become a versatile tool for addressing various financial needs. Whether you’re consolidating debt, covering unexpected medical expenses, or financing a significant purchase, a personal loan can offer a solution. However, obtaining a personal loan isn’t as simple as submitting an application. Lenders have...
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How To Avoid Personal Loan Scams: A Comprehensive Guide
Posted on Dec 19, 2023 by Minh Tong
If you want to avoid a personal loan scam, watch out for these 8 warning signs. In 2021, consumers collectively lost nearly $5.8 billion to fraudulent practices, marking a staggering increase of over 70 percent from the previous year, as reported by the Federal Trade Commission. And consumers continued to...
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What Is A Signature Loan And Are You Eligible For One?
Posted on Dec 13, 2023 by Aaron Sarentino
A signature loan is an unsecured personal loan that requires only the borrower’s signature as a promise to repay. Rather than being backed by collateral, such as a car or home, the loan is based solely on the borrower’s creditworthiness and ability to repay. These types of loans are popular...
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What Is A Personal Loan? (And Why To Consider Getting One)
Posted on Dec 05, 2023 by Melissa Cook
A personal loan is a type of installment loan that allows you to borrow a set amount of money and repay it over time with fixed monthly payments. You can use the funds from a personal loan for any purpose, whether it’s debt consolidation, home renovations, or unexpected expenses. Personal...
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What Is An Installment Loan? (Everything You Need To Know)
Posted on Nov 30, 2023 by Minh Tong
An installment loan is a type of loan that allows you to borrow a fixed amount of money and pay it back over a set period of time through scheduled payments. If you’re facing financial difficulties, an installment loan can provide the necessary funds to help you get back on...
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