Loan Resources
Since 2018, Credit9 has provided over $185 million in personal loans to over 14,000 of our customers, and we’re confident we can help you too. With a Credit9 Loan, you can eliminate credit card debt and enjoy a single, fixed, and affordable monthly payment.
In the sections below, you’ll discover many helpful articles about how to use a debt consolidation loan to pay off your credit cards, manage debt, and improve your credit score along with other financial topics that may be of interest to you.
The Real Reasons Retailers Push Branded Credit Cards
Posted on Nov 29, 2018 by Aaron Sarentino
When shoppers hit the counter of their favorite retailer this holiday season, they may be asked to sign up for the store’s branded credit card in exchange for a discount on their purchase. The cards are often a better deal for the stores than they are for consumers. There are...
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Clear Language Establishes Trust And Minimizes Anxiety When It Comes To Finances
Posted on Oct 18, 2018 by Melissa Cook
How financial concepts are presented can have a big impact on how people feel about their bank statement. In August, Credit Karma worked with Qualtrics to survey over 1,000 people about their reactions to two descriptions of adjustable rate rules, one technical and one conversational. Their responses were highly correlated...
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Why October FAFSA Deadline Could Help Students Make Smarter Choices About Paying For College
Posted on Oct 18, 2018 by Melissa Cook
A new change to the process of applying for federal financial aid could lead students to make smarter choices when borrowing for college. Starting this year, the Free Application for Federal Student Aid (FAFSA), which was previously available for students and their families to fill out in January, is available...
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Credit Cards And Auto Loans Push Total US Debt Total To $12.29 Trillion
Posted on Oct 18, 2018 by Melissa Cook
Americans are shopping again and they are increasingly charging it. Growth in credit card and auto loan debt added to the $35 billion increase in aggregate household debt for a total of $12.29 trillion at the end of June according to government reports. The Federal Reserve Bank of New York...
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Did the CARD Act Really Protect College Student Credit Scores?
Posted on Oct 18, 2018 by Aaron Sarentino
Before the Credit Card Accountability, Responsibility, and Disclosure or CARD Act went into effect in 2009, it was a much more common sight to see credit card companies setting up kiosks welcoming students to campus, offering swag in exchange for filling out an application for a college-affinity card. Credit cards...
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How To Protect Your Child’s Identity At Every Age
Posted on Oct 18, 2018 by Melissa Cook
Your child’s identity can be at risk at any point in life. Children are easy targets because of their clean credit. So how can you protect Junior from a bruised credit history before he or she is even old enough to say, “credit card?” You see, some lenders require a...
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