Loan Resources
Since 2018, Credit9 has provided over $185 million in personal loans to over 14,000 of our customers, and we’re confident we can help you too. With a Credit9 Loan, you can eliminate credit card debt and enjoy a single, fixed, and affordable monthly payment.
In the sections below, you’ll discover many helpful articles about how to use a debt consolidation loan to pay off your credit cards, manage debt, and improve your credit score along with other financial topics that may be of interest to you.
Does Debt Consolidation Hurt Your Credit? Understanding Its Impact On Your Credit Score
Posted on Aug 18, 2023 by Minh Tong
Consolidating your debts into one payment each month can help your credit and budget, but you should be aware of potential risks. Managing debt can be challenging, and when faced with multiple payments and high interest rates, many individuals turn to debt consolidation as a potential solution. However, a common...
Read More
10 Ways To Save Money During Spring Break Vacation
Posted on Mar 10, 2023 by Melissa Cook
Spring break is a popular time for students and families to take a break from their regular routine and go on vacation. As you probably know, vacation expenses can add up quickly, and it’s easy to overspend if you’re not careful. Here are some tips to help you save money...
Read More
How Much Money You Should Be Saving Each Month
Posted on Mar 10, 2023 by Melissa Cook
The amount of money you should be putting into savings each month is highly dependent on your income and personal financial goals. “How much money should I be saving each month?” There is no one-size-fits-all answer to this question, as everyone’s financial situation is unique. However, there are some general...
Read More
Types Of Financial Investments And How To Get Started
Posted on Mar 03, 2023 by Melissa Cook
Investing your money can be one of the best ways to create long-term financial stability and wealth. There are a variety of different investments available, but some may be better suited than others depending on your goals and risk tolerance. Some of the most popular types of investments include: stocks,...
Read More
Budgeting 101: How To Budget Money Effectively
Posted on Feb 17, 2023 by Aaron Sarentino
If you want to be financially successful in life, you need to learn how to budget your money. This may seem like a difficult task, but it is actually very simple. Below, you’ll discover the basics of budgeting and how to get started. We will also provide some tips for...
Read More
How To Avoid Credit Card Interest… Or At Least Reduce It
Posted on Feb 10, 2023 by Aaron Sarentino
If you’re one of the millions of Americans struggling with credit card debt, you know how hard it can be to get ahead. Not only do you have to worry about making your monthly payments, but you also have to pay interest. This can add up quickly and make it...
Read More
How To Calculate Your Debt To Income Ratio
Posted on Feb 10, 2023 by Aaron Sarentino
Your debt-to-income ratio is one of the most important numbers regarding your personal finance. This number tells you how much debt you have compared to your income. It is also a crucial factor in determining whether or not you will be able to qualify for a loan. Below, we will...
Read More
Pros and Cons of a Credit Card Balance Transfer
Posted on Feb 03, 2023 by Melissa Cook
If you're struggling with credit card debt, you may be considering a credit card balance transfer. This can be a great way to get out of debt, but it's not right for everyone. In this blog post, we'll discuss the pros and cons of balance transfers so you can decide...
Read More
The 6 Best Free Budgeting Apps To Help You Save Money
Posted on Jan 30, 2023 by Melissa Cook
Budgeting apps are perfect if you want to get your finances into better shape. No matter what your financial goals are, budgeting apps can help you reach them. If you’re looking to save money, budget better, and get out of debt, these six budgeting apps are a great place to...
Read More