Loan Resources
Since 2018, Credit9 has provided over $185 million in personal loans to over 14,000 of our customers, and we’re confident we can help you too. With a Credit9 Loan, you can eliminate credit card debt and enjoy a single, fixed, and affordable monthly payment.
In the sections below, you’ll discover many helpful articles about how to use a debt consolidation loan to pay off your credit cards, manage debt, and improve your credit score along with other financial topics that may be of interest to you.
What Is A Loan Maturity Date? (What Borrowers Need To Know)
Posted on May 29, 2024 by Minh Tong
When you’re borrowing money, understanding the concept of a loan maturity date is crucial. A loan maturity date marks the endpoint of a financial product’s term, indicating when the principal amount, along with any accrued interest, must be repaid in full. This date is specified in the loan agreement or...
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How To Get A Loan – Even If You’ve Been Denied In The Past!
Posted on Apr 29, 2024 by Minh Tong
Experiencing repeated rejections when applying for a loan can be frustrating and disheartening, but there is hope. If you have been denied access to a personal loan in the past, it’s crucial to recognize that you’re not alone in this situation, and there are actionable steps you can take to...
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What Is Loan Amortization And How Does It Work?
Posted on Apr 19, 2024 by Melissa Cook
When amortization is used in connection with a loan, it refers to the process of repaying the amount borrowed in fixed installments. In the vast and often bewildering world of finance, terms like “loan amortization” can feel like stumbling upon a cryptic mathematical code. But what does it mean and...
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What Happens When You Default On A Loan? (What You Need To Know)
Posted on Feb 29, 2024 by Minh Tong
Not paying on a loan can result in loan default, bringing with it long-lasting negative financial consequences. When you enter into a loan agreement, you do so with the sincere intention of fulfilling your financial obligations. However, life can be unpredictable, and unforeseen circumstances may arise, making it challenging to...
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Personal Loan vs. Credit Cards: Choosing The Right Financial Tool For Your Needs
Posted on Feb 21, 2024 by Aaron Sarentino
In today’s world, managing your finances often involves navigating through various borrowing options. Whether it’s covering an unexpected expense or consolidating debt, understanding the differences between personal loans and credit cards is essential for making informed financial decisions. Below, we’ll explore the nuances of personal loans versus credit cards, highlighting...
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Alternatives To Payday Loans (What Are The Options?)
Posted on Sep 28, 2023 by Minh Tong
Payday loans can be a solution for people needing quick access to cash, but there are other options available. Before taking out a payday loan, it’s important to understand the alternatives and explore all your options so you can make an informed decision about what is best for you. Although...
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Using Your 401k To Pay Off Debt (Is It A Viable Solution?)
Posted on Sep 22, 2023 by Melissa Cook
The withdrawal of money from a 401k can provide some relief from pressing debt payments that need to be made in the short term. The steps to financial freedom and retirement security can seem complex and overwhelming without the proper guidance. There are several options available for paying off debt,...
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Debt Management vs. Debt Consolidation: Making The Right Choice For Debt Relief
Posted on Aug 28, 2023 by Minh Tong
Debt management and debt consolidation are two paths to debt relief. Which is best for you depends on your circumstances… Dealing with debt can be overwhelming, but fortunately, there are strategies available to help you regain control of your finances. Debt management and debt consolidation are two popular paths to...
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5 Strategies To Help Manage Small Business Debt
Posted on Feb 17, 2023 by Melissa Cook
Are you feeling overwhelmed by your small business debt? Don’t worry, you are not alone. Many small business owners find themselves in this situation. The good news is that there are strategies that you can use to help manage your debt and get your business back on track. Below, we...
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