Loan Resources
Since 2018, Credit9 has provided over $185 million in personal loans to over 14,000 of our customers, and we’re confident we can help you too. With a Credit9 Loan, you can eliminate credit card debt and enjoy a single, fixed, and affordable monthly payment.
In the sections below, you’ll discover many helpful articles about how to use a debt consolidation loan to pay off your credit cards, manage debt, and improve your credit score along with other financial topics that may be of interest to you.
Using Your 401k To Pay Off Debt (Is It A Viable Solution?)
Posted on Sep 22, 2023 by Melissa Cook
The withdrawal of money from a 401k can provide some relief from pressing debt payments that need to be made in the short term. The steps to financial freedom and retirement security can seem complex and overwhelming without the proper guidance. There are several options available for paying off debt,...
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What Is A Cosigner? (The Complete Guide)
Posted on Sep 15, 2023 by Aaron Sarentino
What Is A Cosigner? A cosigner aids in bearing the financial responsibility for a loan or other type of credit. When applying for a loan, having a cosigner can make it much easier to get approved. But what is a cosigner and how does it work? A cosigner is someone...
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Should You Use A Home Equity Loan for Debt Consolidation?
Posted on Aug 28, 2023 by Melissa Cook
Using a home equity loan for debt consolidation can be a smart solution for managing your finances. Dealing with mounting debt can be overwhelming, but as a homeowner, you have an advantage. Using a home equity loan for debt consolidation can be an effective strategy to simplify your financial situation...
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Debt Management vs. Debt Consolidation: Making The Right Choice For Debt Relief
Posted on Aug 28, 2023 by Minh Tong
Debt management and debt consolidation are two paths to debt relief. Which is best for you depends on your circumstances… Dealing with debt can be overwhelming, but fortunately, there are strategies available to help you regain control of your finances. Debt management and debt consolidation are two popular paths to...
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Spousal Consolidation of Student Loans: Understanding the Joint Consolidation Loan Separation Act
Posted on Aug 24, 2023 by Aaron Sarentino
It may be possible to consolidate your spouse’s student loans with yours… but weigh the pros and cons first! If you and your spouse are burdened with student loans, you might have wondered if there’s a way to combine your debts for easier management. Consolidating student loans can simplify your...
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Balance Transfer vs A Personal Loan: Making The Right Choice For Debt Consolidation
Posted on Aug 23, 2023 by Melissa Cook
When choosing between a balance transfer and a personal loan, it’s important to have all the facts. When it comes to consolidating debt and reducing interest expenses, balance transfers and personal loans are two popular options worth considering. However, each option has its own advantages and disadvantages that should be...
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How To Get A Debt Consolidation Loan
Posted on Aug 22, 2023 by Aaron Sarentino
The steps to get a debt consolidation loan include checking your credit, comparing loan options and applying for a loan. If you’re burdened with multiple high-interest debt accounts, a debt consolidation loan can truly be a game-changer. It allows you to combine your debts into one manageable installment loan with...
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Debt Consolidation Loan Rates: Streamline Your Debt And Save Money
Posted on Aug 21, 2023 by Melissa Cook
Your credit score and debt-to-income ratio are key factors that determine your debt consolidation loan rate. If you are searching for the best debt consolidation loan rates offered by lenders, it is important to know what qualifications the lenders are looking for in loan recipients before they loan them money. ...
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The Pros And Cons Of Debt Consolidation
Posted on Aug 18, 2023 by Aaron Sarentino
Debt consolidation may be a good debt relief solution if you can qualify for a low interest rate, make payments on time and stay out of debt in the future If you’re grappling with multiple debts, such as high-interest credit cards, medical bills, or personal loans, debt consolidation may offer...
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