Loan Resources
Since 2018, Credit9 has provided over $185 million in personal loans to over 14,000 of our customers, and we’re confident we can help you too. With a Credit9 Loan, you can eliminate credit card debt and enjoy a single, fixed, and affordable monthly payment.
In the sections below, you’ll discover many helpful articles about how to use a debt consolidation loan to pay off your credit cards, manage debt, and improve your credit score along with other financial topics that may be of interest to you.
6 Ways To Improve Your Credit Score And How Long It Takes
Posted on Feb 14, 2023 by Melissa Cook
Improving your credit score takes time and effort, but the payoff can be significant. Here are six steps you can take today to improve your credit score and repair your ability to borrow from banks, other lenders, and credit card companies.
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FICO Score vs. Credit Score What Is the Difference?
Posted on Feb 10, 2023 by Aaron Sarentino
There are many different types of credit scores, but the two most common are the FICO® score and the credit score. Both scores are essential, but they measure different things and serve different purposes. This blog post will discuss the differences between these two types of financial scores and help...
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How To Avoid Credit Card Interest… Or At Least Reduce It
Posted on Feb 10, 2023 by Aaron Sarentino
If you’re one of the millions of Americans struggling with credit card debt, you know how hard it can be to get ahead. Not only do you have to worry about making your monthly payments, but you also have to pay interest. This can add up quickly and make it...
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How To Calculate Your Debt To Income Ratio
Posted on Feb 10, 2023 by Aaron Sarentino
Your debt-to-income ratio is one of the most important numbers regarding your personal finance. This number tells you how much debt you have compared to your income. It is also a crucial factor in determining whether or not you will be able to qualify for a loan. Below, we will...
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Opportunity Cost Of Debt Resolution vs Making Minimum Payments
Posted on Feb 03, 2023 by Aaron Sarentino
In this article, we'll discuss the distinctions between debt resolution and minimum payments and help you determine which is best for you. We'll also learn how debt relief can provide some much-needed help in getting out of debt.
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Pros and Cons of a Credit Card Balance Transfer
Posted on Feb 03, 2023 by Melissa Cook
If you're struggling with credit card debt, you may be considering a credit card balance transfer. This can be a great way to get out of debt, but it's not right for everyone. In this blog post, we'll discuss the pros and cons of balance transfers so you can decide...
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Subsidized vs. Unsubsidized Loans: Which Is Right For You?
Posted on Feb 03, 2023 by Melissa Cook
Deciding between subsidized and unsubsidized loans can be difficult. It's important to understand the difference between the two before you decide which is right for you. In this blog post, we will break down the differences between subsidized and unsubsidized loans so that you can make an informed decision about...
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The 6 Best Free Budgeting Apps To Help You Save Money
Posted on Jan 30, 2023 by Melissa Cook
Budgeting apps are perfect if you want to get your finances into better shape. No matter what your financial goals are, budgeting apps can help you reach them. If you’re looking to save money, budget better, and get out of debt, these six budgeting apps are a great place to...
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What Is Debt Consolidation… And Should I Consolidate?
Posted on Jan 30, 2023 by Melissa Cook
When you are in debt, it can feel like you are drowning. The bills keep coming, and it seems like there is no way out. If this sounds familiar, you may be considering debt consolidation. But what is debt consolidation? Is it the right choice for you? Below, we will...
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