Loan Resources
Since 2018, Credit9 has provided over $185 million in personal loans to over 14,000 of our customers, and we’re confident we can help you too. With a Credit9 Loan, you can eliminate credit card debt and enjoy a single, fixed, and affordable monthly payment.
In the sections below, you’ll discover many helpful articles about how to use a debt consolidation loan to pay off your credit cards, manage debt, and improve your credit score along with other financial topics that may be of interest to you.
So, You’re Getting Married! Will You Need A Wedding Loan?
Posted on Nov 29, 2018 by Melissa Cook
Congratulations, you’re engaged! Of course, unless you’re planning to elope, you’re going to need a lot more than luck to get through your wedding day. How you decide to pay for your wedding will be one of the first important decisions you make as a couple — and there’s a chance...
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What You Need To Know About Bounced Checks
Posted on Nov 29, 2018 by Melissa Cook
Bounced checks occur when the promise to pay that you’ve signed can’t be processed because you don’t have enough funds in your checking account. They’re also referred to as rubber or non-sufficient funds (NSF) checks and are an expensive hassle that may cause the account you’re trying to pay to...
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Life After Loan Denial
Posted on Nov 29, 2018 by Aaron Sarentino
You went through the process — you filled out all the paperwork and were ready to land that financing, whether it was an auto loan, personal loan or something else. And then you got the results — your loan request was denied. But don’t feel bad… loan denial happens. So,...
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What Is A Good Credit Score?
Posted on Nov 29, 2018 by Aaron Sarentino
A good credit score is one of the important determining factors when it comes to borrowing money – and getting a low interest rate when you do. But trying to pin down a specific number that means your credit score is “good” can be tricky. When it comes to figuring...
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The Best Ways To Loan Money To Friends And Family
Posted on Nov 29, 2018 by Melissa Cook
Most of us are fairly generous people, and we want to help a family member or friend when we can. But the fact is, a person who can’t get a personal loan from a traditional source often has damaged credit or no credit, both of which make such a borrower a...
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The Real Reasons Retailers Push Branded Credit Cards
Posted on Nov 29, 2018 by Aaron Sarentino
When shoppers hit the counter of their favorite retailer this holiday season, they may be asked to sign up for the store’s branded credit card in exchange for a discount on their purchase. The cards are often a better deal for the stores than they are for consumers. There are...
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How To Protect Your Child’s Identity At Every Age
Posted on Oct 18, 2018 by Melissa Cook
Your child’s identity can be at risk at any point in life. Children are easy targets because of their clean credit. So how can you protect Junior from a bruised credit history before he or she is even old enough to say, “credit card?” You see, some lenders require a...
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Did the CARD Act Really Protect College Student Credit Scores?
Posted on Oct 18, 2018 by Aaron Sarentino
Before the Credit Card Accountability, Responsibility, and Disclosure or CARD Act went into effect in 2009, it was a much more common sight to see credit card companies setting up kiosks welcoming students to campus, offering swag in exchange for filling out an application for a college-affinity card. Credit cards...
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Credit Cards And Auto Loans Push Total US Debt Total To $12.29 Trillion
Posted on Oct 18, 2018 by Melissa Cook
Americans are shopping again and they are increasingly charging it. Growth in credit card and auto loan debt added to the $35 billion increase in aggregate household debt for a total of $12.29 trillion at the end of June according to government reports. The Federal Reserve Bank of New York...
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