Aaron Sarentino

A payday loan, also known as a cash advance or short-term loan, is a small amount of money borrowed at a high-interest rate to be repaid by the borrower’s next paycheck. These loans are typically for smaller amounts, ranging from $100 to $1,000 and have shorter repayment terms compared to traditional loans.  As the name […]

By replacing an old personal loan with a new one, refinancing allows you to secure better terms and interest rates for debt repayment. With more and more people taking out personal loans to cover expenses and consolidate debt, the demand for refinancing personal loans has also increased.  If you are struggling to make ends meet […]

There are no limits on how many loans you can have, but lenders may impose their own restrictions. When it comes to taking out loans, no hard and fast rule states how many you can have. With a deeper perspective on both the pros and cons, we can also explore an effective way of paying […]

What Is A Cosigner? A cosigner aids in bearing the financial responsibility for a loan or other type of credit. When applying for a loan, having a cosigner can make it much easier to get approved. But what is a cosigner and how does it work? A cosigner is someone who agrees to be equally […]

It may be possible to consolidate your spouse’s student loans with yours… but weigh the pros and cons first! If you and your spouse are burdened with student loans, you might have wondered if there’s a way to combine your debts for easier management. Consolidating student loans can simplify your financial life by merging multiple […]

The steps to get a debt consolidation loan include checking your credit, comparing loan options and applying for a loan. If you’re burdened with multiple high-interest debt accounts, a debt consolidation loan can truly be a game-changer. It allows you to combine your debts into one manageable installment loan with a single monthly payment.  KEY […]