Melissa Cook

Spring break is a popular time for students and families to take a break from their regular routine and go on vacation.  However, vacation expenses can add up quickly, and it’s easy to overspend if you’re not careful. Here are some tips to help you save money during your spring break vacation: 1. Plan ahead […]

The amount of money you should be putting into savings each month is highly dependent on your income and personal financial goals.  There is no one-size-fits-all answer to this question, as everyone’s financial situation is unique. However, there are some general guidelines that can be useful when deciding how much to save. As a general […]

Investing your money is one of the best ways to create long-term financial stability and wealth. There are a variety of different investments available, but some may be better suited than others depending on your goals and risk tolerance.  Some of the most popular types of investments include: stocks, bonds, mutual funds, ETFs (exchange traded […]

A credit report is supposed to be an accurate, comprehensive summary of your financial history. Unfortunately, we live in a digital society which makes us potential victims of fraud and identity theft. Your important personal information is out there, just waiting to get into the wrong hands.  With consumers lodging over 1.4 million identity theft […]

Are you feeling overwhelmed by your small business debt? Don’t worry, you are not alone. Many small business owners find themselves in this situation. The good news is that there are strategies that you can use to help manage your debt and get your business back on track. In this blog post, we will discuss […]

Lenders use credit scores to determine how likely a borrower is to pay back their debt. However, your credit score is not the only factor that determines loan approval or interest rates. Depending on the type of loan, creditors will typically take your income and assets into account.   Credit scores are represented by a numerical […]