Loan Resources
Since 2018, Credit9 has provided over $185 million in personal loans to over 14,000 of our customers, and we’re confident we can help you too. With a Credit9 Loan, you can eliminate credit card debt and enjoy a single, fixed, and affordable monthly payment.
In the sections below, you’ll discover many helpful articles about how to use a debt consolidation loan to pay off your credit cards, manage debt, and improve your credit score along with other financial topics that may be of interest to you.
Six Great Ways To Borrow Money
Posted on Nov 20, 2023 by Melissa Cook
Borrowing money can be a solution for short-term or long-term financial needs, but finding the right method of borrowing is crucial to saving your money and time. Leverage is the key to growth in today’s fiat financial system. As inflation rises, it becomes increasingly difficult to keep up with expenses...
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What Is A Payday Loan And Is One Right For You?
Posted on Nov 14, 2023 by Aaron Sarentino
A payday loan, also known as a cash advance or short-term loan, is a small amount of money borrowed at a high-interest rate to be repaid by the borrower’s next paycheck. These loans are typically for smaller amounts, ranging from $100 to $1,000 and have shorter repayment terms compared to...
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Personal Loan Statistics (What Does The Data Say?)
Posted on Nov 08, 2023 by Minh Tong
The latest data as of 2023 indicates that a collective of $232 billion is owed by Americans via personal loans. Whether it’s the likelihood of getting approved or the average interest rate, it’s always important to understand the statistics surrounding personal loans. By knowing this data, potential borrowers like you...
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Types of Personal Loans (What You Need To Know)
Posted on Nov 01, 2023 by Melissa Cook
Each type of personal loan has its own unique features and benefits. The ability to access financial assistance has revolutionized the way we live our lives. Whether it’s purchasing a car, renovating a home or paying for unexpected expenses, personal loans have become an essential tool for many people. Understanding...
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Should You Refinance A Personal Loan? Here Are Several Factors To Consider…
Posted on Oct 25, 2023 by Aaron Sarentino
By replacing an old personal loan with a new one, refinancing allows you to secure better terms and interest rates for debt repayment. With more and more people taking out personal loans to cover expenses and consolidate debt, the demand for refinancing personal loans has also increased. If you are...
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Personal Loan For Self-Employed (Is It The Right Option For You?)
Posted on Oct 17, 2023 by Minh Tong
With favorable interest rates, personal loans are a popular choice for self-employed individuals. The number of self-employed workers is on the rise, and it’s no wonder why. With the flexibility and potential for higher earnings that come with being your own boss, self-employment can be an attractive career path. However,...
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Deferred Payment Meaning (Common Misconceptions)
Posted on Oct 12, 2023 by Melissa Cook
Deferring your payment means that you are temporarily suspending the payments for some period of time. When it comes to personal loans, the term “deferred payment” can be confusing. Many people assume that deferring their payments means that they can avoid making payments at all. While it is true that...
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How Many Loans Can You Have? (What You Need To Know)
Posted on Oct 05, 2023 by Aaron Sarentino
There are no limits on how many loans you can have, but lenders may impose their own restrictions. When it comes to taking out loans, no hard and fast rule states how many you can have. With a deeper perspective on both the pros and cons, we can also explore...
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Alternatives To Payday Loans (What Are The Options?)
Posted on Sep 28, 2023 by Minh Tong
Payday loans can be a solution for people needing quick access to cash, but there are other options available. Before taking out a payday loan, it’s important to understand the alternatives and explore all your options so you can make an informed decision about what is best for you. Although...
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